Terms of Use

Effective Date: 1st July, 2025

Agreement to terms

By accessing AdvisorsVantage.ca (the “Site”), you agree to these Terms of Use (“Terms”). If you do not agree, do not use the Site.

Who may use the Site

You must be:

a) the age of majority in your province (18 years old in Alberta (AB) and Saskatchewan (SK)) and

b) a Canadian resident accessing the Site for lawful insurance-shopping purposes.

Informational only – no legal or financial advice

Content is for general information about insurance products in Alberta and Saskatchewan. It does not replace personalized advice or the actual policy wording issued by an insurer. Always review an insurer’s policy before purchase.

Quote estimates

Online quotes are illustrations, subject to underwriting and carrier approval. Final premiums, coverage amounts, and exclusions are governed solely by the issued policy.

Intellectual property

The Site, its design, logos, text, graphics, and software are the property of AdvisorsVantage or its licensors and are protected by Canadian copyright and trademark laws. You may view and print pages for personal, non-commercial use only.

Acceptable use

You agree not to:

* Upload or transmit malicious code.

* Scrape, crawl, or data-mine the Site without written permission.

* Impersonate any person or entity, or misrepresent your affiliation.

* Use the Site in violation of any applicable law or regulation.

Third-party links & content

Links to external sites are provided for convenience. We do not endorse, and are not responsible for, third-party content or practices.

Privacy

Your use of the Site is also subject to our Privacy Policy (see above).

Disclaimer of warranties

The Site is provided “as is” and “as available.” We make no warranties—express or implied—about accuracy, completeness, or uninterrupted operation.

Limitation of liability

To the fullest extent permitted by law, AdvisorsVantage, its directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to your use (or inability to use) the Site, even if we have been advised of the possibility of such damages.

Indemnity

You agree to indemnify and hold AdvisorsVantage harmless from any claim or demand (including legal fees) arising from your breach of these Terms or misuse of the Site.

Modifications

We may modify these Terms at any time by posting an updated version on the Site. Continued use after changes constitutes acceptance.

Governing law & jurisdiction

These Terms are governed by the laws of the Province of Alberta and the federal laws of Canada. Any dispute shall be brought before the courts of Alberta, sitting in Calgary.

Severability

If any provision is found unenforceable, the remaining provisions remain in full force.

Contact

Questions about these Terms? Write to Legal Department

Email: legal@advisorsvantage.ca